(605) 677-9006
The Maloney Report
Market context, community comparisons, pricing strategy, and the real questions clients ask before they move, buy, sell, or invest in South Dakota.
Tax Guide
Two similarly priced homes in South Dakota can have different property-tax bills because their assessed values, taxing districts, classifications, and special assessments differ. Buyers should compare parcel records and the actual bill, then ask the relevant county offices how owner-occupied status and future assessments affect the comparison.
View article
Buying Process
South Dakota home buyers should include a current radon test in due diligence because radon levels vary by home and cannot be judged from a county map, neighbor's result, or old report. The test conditions, result, mitigation plan, and follow-up steps all belong in the property review.
View article
Acreages
A South Dakota acreage is not automatically ready for horses or livestock because it has open land, a barn, or a fence. Buyers should match the intended animals and head count to local rules and recorded covenants, then verify water, fencing, shelter, pasture, access, feed storage, electrical safety, and manure handling.
View article
Ownership Costs
Electric heat and propane can both serve a rural South Dakota home, but the fuel label does not tell you enough to estimate cost or reliability. Compare the actual equipment, the home's envelope, utility or delivery terms, tank ownership, service history, and outage plan before deciding which setup fits.
View article
Acreages
A private road may be the only route to a South Dakota acreage, but the road surface is only one part of the access question. Buyers should compare the recorded rights with the physical route, clarify maintenance and winter responsibilities, and confirm that the arrangement works for utilities, emergency response, lending, and insurance.
View article
Housing Decisions
A detached shop can add useful space, but its value depends on allowed use, records, condition, utilities, access, insurance, and maintenance. Use this South Dakota property scorecard before making an offer.
View article
Buying Process
A roof is a condition, timing, and insurance question when you buy a South Dakota home. Check its age, material, records, visible and attic evidence, hail history, warranties, repair needs, and address-specific coverage before making an offer.
View article
Comparison Guide
A townhome can reduce exterior work while adding shared walls, dues, and association rules. A single-family home can offer more privacy and control while putting snow, landscaping, exterior systems, and repairs directly on the owner.
View article
Acreages
A rural South Dakota coverage map can be a useful screening tool without answering whether your phone works inside the home you are considering. Test the exact devices and carriers your household uses, verify fixed broadband separately, and record a primary and backup communication plan before your purchase deadline.
View article
Cost Guide
A South Dakota homeowners insurance quote is useful only when the coverage assumptions match. Compare policy forms, deductibles, exclusions, limits, and timing before you commit to a home.
View article
Buying Process
A dry basement during one showing does not explain what happened before it. Ask about timing, weather, water pathways, repairs, drainage, sump performance, and inspection findings before deciding what the moisture means for a South Dakota home.
View article
Housing Decisions
City sewer and septic solve the same household need with different responsibilities. Before buying in South Dakota, compare the private lateral, utility charges, permits, system capacity, inspection findings, service history, site constraints, and likely replacement exposure for the exact home.
View article